KREDIT-MODUL TIZIMIDA TALABALARNING MUSTAQIL TAʼLIM ISHLARI MUAMMOLARI VA UNING AMALIYOTDAGI HOLATI. ICEDH. Published online April 15, 2025:229-232. Accessed January 31, 2026. https://econfseries.com/index.php/4/article/view/1365