TIL O’RGАTISHDА ZАMONАVIY USULLАRDАN FOYDАLАNISH. International Conference on Economics, Finance, Banking and Management , [S. l.], p. 209–217, 2025. Disponível em: https://econfseries.com/index.php/6/article/view/1785. Acesso em: 4 may. 2026.