“SHAXS DUNYOQARASHINI SHAKLLANTIRISHDA KASBIY FAOLIYAT VA IJTIMOIY MUHITNING O‘ZARO TA’SIRI TEZIS” (2025) International Conference on Economics, Finance, Banking and Management, pp. 16–19. Available at: https://econfseries.com/index.php/6/article/view/3061 (Accessed: 31 January 2026).