“ESHITISHIDA NUQSONI BO‘LGAN O‘QUVCHILARNI NUTQQA O‘RGATISHDA AXBOROT TEXNOLOGIYALARINING O‘RNI”. International Conference on Economics, Finance, Banking and Management , Mar. 2025, pp. 42-46, https://econfseries.com/index.php/6/article/view/1072.