“O‘ZBEKISTON TIJORAT BANKLARI RENTABELLIGIGA IJTIMOIY-DEMOGRAFIK OMILLARNING TA’SIRI: URBANIZATSIYA VA YOSH TARKIBIGA E’TIBOR QARATGAN HOLDA”. International Conference on Economics, Finance, Banking and Management , June 2025, pp. 49-53, https://econfseries.com/index.php/6/article/view/2177.