BANK TIZIMINI TAKOMILLASHTIRISHDA ILGʻOR XORIJIY DAVLATLAR TAJRIBASINI QOʻLLASH YOʻLLARI. ICMSEP. Published online October 25, 2025:210-214. Accessed May 23, 2026. https://econfseries.com/index.php/7/article/view/3238