BANK TIZIMINI TAKOMILLASHTIRISHDA ILGʻOR XORIJIY DAVLATLAR TAJRIBASINI QOʻLLASH YOʻLLARI. ICMSMPH. Published online October 25, 2025:59-65. Accessed October 31, 2025. https://econfseries.com/index.php/8/article/view/3244